As we approach the end of 2020, we want to help patients understand their dental benefits and insurance plans to ensure they are not leaving money on the table. In fact, according to the National Association of Dental Plans, only 2.8% of patients with PPO dental plan participants reached or exceeded out their plans annual maximum. Many patients also have FSA also known as Flexible Spending Accounts that help pay for orthodontic and medical care with pre-tax dollars.
No matter which benefits you are using, it is likely that your benefits will expire at the end of the year. Don’t let your hard-earned dollars go to waste, we can help you maximize your benefits and ensure you get the dental care you need while minimizing your out-of-pocket expenses. If you have questions about your coverage and would like to find out if you have potential dental dollars to use, please contact our office for a free consultation. We would love to help you understand your benefits and ensure you are making the most of your dental benefits, flexible spending accounts and insurance coverage.
Remember, preventative care is always the best medicine. This applies to your overall health as well as to your checkbook. It is much better and more affordable to treat an issue early rather than once it becomes a bigger issue. This is why at Orthodontists Associates of Western New York, we stress the importance of early orthodontic treatment as a preventative measure. We know that early intervention can save both time and money in correcting malocclusion and helping you and your loved ones achieve a beautiful, healthy smile. Most dental benefits cover 100% of preventative dental care visits, so if you have not had a preventative orthodontic checkup, it may be a good time to schedule one before the end of the year.
If you can’t make it prior to the New Year, it’s always smart to start planning ahead to use your coverage early. Since most plan benefits expire at the end of the year, that means they also renew at the beginning of the year. Planning ahead and scheduling your appointment for the beginning of the New Year can help you get the treatment you need as soon as possible.
At Orthodontists Associates of Western New York, we understand that dental benefits, flexible spending accounts, and dental insurance can be confusing. While you are always welcome to contact your carrier by using the telephone number on your dental plan card or via their website, our office is also happy to look into your benefits for you. We can help explain what benefits you have available, how you can best utilize them, and even schedule your appointments in a manner that allows you to fully utilize the benefits you work so hard for.
We wish you all a Happy Holidays and Happy New Years and hope to welcome you to our office soon.
To learn more about your dental benefits, contact Orthodontists Associates of Western New York for a free screening.
Orthodontists Associates of Western New York is proud to offer orthodontic treatment for patients of all ages throughout Buffalo, Lancaster, Olean, Hamburg, Orchard Park, and Dunkirk, New York. If you are considering orthodontic care for yourself or a loved one, please contact one of our 5 convenient orthodontic offices to arrange a free consultation. We will help you understand your dental benefits and coverage.
Our reputation as a leader in orthodontic care is based on one thing… Making a Healthy and Beautiful Smile
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