Orthodontic Insurance

Orthodontic Insurance | Orthodontists Associates of Western New York

Orthodontist Associates of WNY is Proud To Accept All Orthodontic Insurance

The smile is arguably one of the most important features of the entire body. It radiates confidence, happiness, and openness to everyone around you. However, the smile is also one of the most disliked parts of the body due to potential misalignment. Thankfully, dental misalignment can be fixed through orthodontics. If your teeth are misaligned or crooked and you are looking to get braces or orthodontic treatment to correct them, the cost is a significant factor. Many people believe that the only way to pay for orthodontic correction is through out-of-pocket fees, but there is another option – orthodontic insurance.

Payment Options

Traditionally, there are a few different payment options for those looking to receive orthodontic treatment. The first and most obvious option is paying out-of-pocket. If you have a steady and dispensable amount of money that allows you to pay upfront, it’s a great option. However, in many situations, you may not be able to outright pay for orthodontic treatment. Another payment option for orthodontics is through financing.

Some orthodontic offices offer inside-office financing, while others only accept outside-office financing. Financing allows you to spread your costs out over a long period of time.

Alternatively, if you can’t afford the cost of orthodontic treatment over time, that’s where orthodontic insurance comes in. Orthodontic insurance helps offset the fees associated with your dental correction costs so that you can receive the best treatment possible without breaking the bank.

Types of Orthodontic Insurance

Orthodontic coverage is a great way to help you afford orthodontic treatment. There are a variety of different orthodontic insurances to choose from. Prior to choosing the best orthodontic insurance for you, it’s ideal to reach out to your orthodontist to make sure they accept the type of coverage you’re looking for. If your orthodontist doesn’t accept the insurance you choose, you’ll likely have to find another orthodontist which is never ideal.

The different branches of orthodontic insurance all fall under whatever dental coverage you have. Most dental coverage don’t traditionally cover all orthodontic treatments, though, so you may have to find supplemental coverage under your dental coverage provider.

What Orthodontic Insurance Covers

Depending on what orthodontic insurance you have, different services and costs will be covered. Every insurance plan is different, but the concepts behind them are similar. First, your orthodontic insurance will often cover a portion of your treatment. It’s important to note that even if you choose a plan that covers 50 percent of your fees, it may not cover half the cost due to the lifetime maximum allowance that comes with your plan.

Next, all insurances will pay differently; some may provide the full payment at the beginning of treatment, and others will pay throughout treatment on a monthly basis. Regardless of what orthodontic insurance you have, it’s best to talk with your orthodontist to identify how they can help you afford your treatment best.

Find an Orthodontist Who Accepts Orthodontic Coverage

The last step to getting cosmetic orthodontic treatment done is by finding the best orthodontist who will accept your orthodontic insurance. Thankfully, Orthodontists Associates of WNY accepts all insurances.

Additionally, we have financing options to assist you with payments that your insurance company may not cover. Our focus is on you and getting the best smile you could ask for. Payment should be the last of your concern.

If you’re ready to transform your misaligned or crooked teeth into a set of showstopping pearls, call or contact Orthodontists Associates of WNY for a free consultation today.

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