Things to Know About Dental Insurance
You are here because you’re considering orthodontic care for yourself or a loved one, but have questions about the cost, and whether dental insurance covers orthodontic treatment. When deciding to start orthodontic treatment, the fee arrangements may often influence timing. Therefore, this is a significant component of the decision-making process. It is important to bear in mind that the value of orthodontic treatment makes it a worthwhile investment. Here are some things to know about dental insurance.
Things to Know About Dental Insurance | Inside and Outside Office Financing
Payment over time is a popular option. Luckily, we do offer this in our office. This option is an interest free payment plan, consisting of an initial payment and the balance spread out over the course of treatment. The smaller monthly payments without interest make this an attractive option. With this option, we offer convenient automatic payments and payment coupon books.
Our office can also provide private financing options. These plans may allow for no initial payment, deferred interest and extended monthly plans. We currently offer plans with CareCredit.
Things to Know About Dental Insurance | Benefits of Seeing a Participating Provider
When evaluating insurance, we make a distinction between participating and non-participating providers. Although both provide submission services for your claims and can accept insurance payments, a participating provider may be more advantageous.
The benefits of seeing a participating provider include:
• Lower treatment fees
• Lower out-of-pocket expenses
• Increased insurance benefits
Orthodontic insurance is usually provided as an added benefit to private dental insurance. Plans can vary considerably with different carriers. During the complimentary initial consultation, we will provide you with an understanding of your benefit help to explain the nuances of your plan. It is important to understand your benefits before any treatment begins.
If you have any questions about your own dental insurance and how our payment plans work, please contact any of our offices today to discuss what is best for you. We offer free initial consultations.